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About the company

OR GROUP (former Obuv Rossii) is a modern trading platform that includes the westfalika.ru marketplace, a service ecosystem and a network of retail and service outlets under the Westfalika brand.

Arifmetika financial services — is an innovative loyalty program that combines both a traditional savings and discount system and financial services.

2 749 284

card holders

57% 59%

of purchases are made using loyalty cards

Basic services:

«DELI na chasti» service*

We have been helping our customers at no extra cost within more than 10 years:

  • to buy shoes and other goods for all family;

  • to make complex purchases;

  • to plan a family budget for several months;

  • to make spontaneous purchases.

You can use «DELI na chasti» service in all shops of the chains included in the OR GROUP (Obuv Rossii group of companies) - Westfalika, Rossita, Lisette, Emilia Estra и «Peshehod»

Issue of consumer loans

The project was launched in 2010.
Consumer loans are issued by Arifmetika MCC LLC which is a part of OR GROUP (Obuv Rossii Group).

2.8 million

the portfolio of microloans as of 01.07.2020 – more than 2,800 million rubles.

100% 100%

of loans are credited to the cards

You can use «DELI na chasti» service in all shops of the chains included in the OR GROUP (Obuv Rossii group of companies) - Westfalika, Rossita, Lisette, Emilia Estra и «Peshehod»

To improve convenience, the company has implemented the possibility of signing a cash loan contract and an instalment payment contract using a simple electronic signature.

The company has developed own IT system that allows online execution and support of instalment contracts and cash loans.

  • Arifmetika MCC is a member of Mikrofinansirovanie i Razvitie Union of Microfinance Organizations Self-Regulating Entity.

  • Arifmetika MCC is included in the MFI register.